Posts Tagged ‘mortgage tips’
First-Time Home Buyer Mistakes I’d Avoid
I’ve funded hundreds of home loans. I still made some of the classic first-time home buyer mistakes on my own house. I’m telling you that up front because most advice about buying a home comes from people who sound like they’ve never made a mistake. I have. And the mistakes I made are the same…
Read MoreCan You Buy a House If You Co-Signed a Loan?
You did something generous. You put your name on someone else’s loan so they could get a home. Maybe it was your kid, a parent, a sibling. Now you’re ready to buy your own place, and someone told you that loan will hold you back. A lot of people hear that and stop there. They…
Read MoreCan You Buy a House Before Selling Yours?
You’ve outgrown the house. You know it. Everyone in it knows it. But the moment you start thinking it through, you hit the same wall. You can’t buy the next house until this one sells. And you can’t sell this one until you know where you’re going. So you stay. Another year, then another.…
Read MoreDo You Really Need 20% Down?
Would you believe someone just bought a million-dollar home with about thirty thousand dollars down? Most people wouldn’t. Because most people are still doing the math on a number they picked up somewhere along the way and never questioned. If you think you need 20% down to buy a home in California, that belief…
Read MoreHow to Afford a House in Long Beach
How to Afford a House in the Long Beach Neighborhood You Actually Want You found the neighborhood. You can picture the walk to coffee, the school, the street you’d want to raise a family on. Then you look at the prices, and your stomach drops. Everything move-in ready is out of reach. So you…
Read MoreYour Loan Just Funded, Now What?
Navigating Your New Homeownership Journey: What to Do After Your Loan Funds Congratulations, your loan has just funded! The keys to your new home are within reach, but what’s next? Let’s navigate the post-loan process together. 1. Key Handover with Your Real Estate Agent: The first step is getting those keys from your real estate…
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