Room for Everyone: Buying a Home That Fits a Multigenerational Family
buying a house with parents · multigenerational living · home with ADU
Read MoreShould You Wait for Rates to Drop Before You Buy?
“Should I just wait until rates come down?” I hear it from first-time buyers, move-up buyers, even friends at my son’s baseball games.” It’s a fair question. Nobody wants to lock in a payment and then watch rates fall a few months later. But most people only run half the math. They think about what…
Read MoreShould You Buy an Investment Property or a Bigger Home First?
If I could go back, I’d have bought more investment properties before I upgraded my lifestyle. I’ve funded hundreds of loans. I do this for a living. And I still made this mistake. So when someone asks me whether they should buy a bigger home or an investment property first, I don’t answer like a…
Read MoreFirst-Time Home Buyer Mistakes I’d Avoid
I’ve funded hundreds of home loans. I still made some of the classic first-time home buyer mistakes on my own house. I’m telling you that up front because most advice about buying a home comes from people who sound like they’ve never made a mistake. I have. And the mistakes I made are the same…
Read MoreCan You Buy a House If You Co-Signed a Loan?
You did something generous. You put your name on someone else’s loan so they could get a home. Maybe it was your kid, a parent, a sibling. Now you’re ready to buy your own place, and someone told you that loan will hold you back. A lot of people hear that and stop there. They…
Read MoreCan You Buy a House Before Selling Yours?
You’ve outgrown the house. You know it. Everyone in it knows it. But the moment you start thinking it through, you hit the same wall. You can’t buy the next house until this one sells. And you can’t sell this one until you know where you’re going. So you stay. Another year, then another.…
Read MoreThe Fixer-Upper Loan Most Buyers Miss
Every neighborhood has one. The house people slow down to look at — and then keep driving. Overgrown yard. Dated everything. Maybe it needs real work. And almost everyone assumes the same thing: that one’s for investors. It isn’t. Not anymore. A renovation loan is the reason why. The myth: only cash investors can buy…
Read MoreHow to Pay for an ADU Without Cash
Almost every family I talk to about an ADU stops at the same place. Not zoning. Not permits. The money. They’ve looked it up. They’ve seen the estimates. And the assumption underneath every one of those conversations is that you save for years, pull from retirement, or borrow against the house you already own.…
Read MoreDo You Really Need 20% Down?
Would you believe someone just bought a million-dollar home with about thirty thousand dollars down? Most people wouldn’t. Because most people are still doing the math on a number they picked up somewhere along the way and never questioned. If you think you need 20% down to buy a home in California, that belief…
Read MoreHow to Afford a House in Long Beach
How to Afford a House in the Long Beach Neighborhood You Actually Want You found the neighborhood. You can picture the walk to coffee, the school, the street you’d want to raise a family on. Then you look at the prices, and your stomach drops. Everything move-in ready is out of reach. So you…
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