Blog

Your Job Location Could Make or Break Your Mortgage

job location

  Remote Work or Relocating? Why Your Job Location Can Make or Break Your Mortgage Approval Why Your Job Location Matters When Buying a Home — Even in the Remote Work Era In a world where Zoom meetings have replaced office commutes, it might seem like where you work doesn’t really matter anymore—especially when buying…

Read More

Unlock Lower Mortgage Rates: The Power of Your Credit Score

Credit Score

Understanding your credit score is the first step to unlocking the best possible mortgage interest rates and saving significant money. Lenders categorize credit scores to assess risk, and this directly influences the interest rates they offer. Here’s a general breakdown: Excellent (740+): You’re in the prime position for the lowest interest rates. Good (680-739): Expect…

Read More

Unlocking Refinancing: Costs, Strategies & Your Financial Future

Refinance

Unlocking Refinancing: Costs, Strategies, and Your Financial Future Refinancing is more than a rate change; it’s a strategic financial pivot. Too often, homeowners fixate on the interest rate, missing the larger financial landscape. It’s a tool for long-term financial optimization, not just a quick fix. But, there are costs, and understanding them is crucial. First,…

Read More

Unlock Refinancing Power: Find the Best Rates & Strategies

Refinancing

Refinancing Power: Take Control of Your Mortgage Is your mortgage payment keeping you up at night? You’re not alone. Refinancing can offer a path to financial peace of mind. It’s not just about lower payments; it’s about optimizing your entire financial picture. I’m Chenine Lozano, and I specialize in helping homeowners like you unlock the…

Read More

Refinance with Less-Than-Perfect Credit? Yes, You Can!

Refinance

Refinance with Less-Than-Perfect Credit? Yes, You Can! Credit score got you down? Thinking about refinancing but worried you won’t qualify? I get it. It’s a common concern. Refinancing can be a game-changer! It can lower your monthly payments, free up cash, or help you consolidate debt. But many people worry that a less-than-perfect credit score…

Read More

Down Payment Dilemma? Smart Strategies for Home Buyers

Down payment

Down Payment Dilemma? Smart Strategies for Home Buyers I. Introduction Down payment. Those two words can feel like a weightlifter’s barbell on your chest when you’re dreaming of homeownership. But what if I told you that sometimes, a lighter lift can actually get you to your goal faster? I’m Chenine Lozano, a mortgage expert who’s…

Read More

Follow Chenine Lozano On Social Media

Licensing

NMLS# 1655101
CA DRE# 02069548

Endeavor Mortgage
NMLS#355050

Equal Housing Lender

Contact Us

Chenine Lozano - Endeavor Mortgage
13001 Seal Beach Blvd Suite 210
Seal Beach, CA 90740

Number:
(562) 620-7662