Posts Tagged ‘homebuyer’
Decoding Mortgage Interest Rates: A Guide for Homebuyers & Investors
What Are the Different Types of Mortgage Interest Rates? Mortgages. Just the word can make your head spin, right? Especially when interest rates come into play. It’s like a whole new language. But here’s the thing: understanding interest rates is crucial. They impact everything from your monthly payment to how much you’ll pay over…
Read MoreDown Payment Dilemma? Smart Strategies for Home Buyers
Down Payment Dilemma? Smart Strategies for Home Buyers I. Introduction Down payment. Those two words can feel like a weightlifter’s barbell on your chest when you’re dreaming of homeownership. But what if I told you that sometimes, a lighter lift can actually get you to your goal faster? I’m Chenine Lozano, a mortgage expert who’s…
Read MoreFHA vs. VA vs. Conventional Loans: Which is Right for You?
Compare FHA, VA, and Conventional Loan Options Buying a home is one of the biggest financial decisions you’ll ever make. But with the right loan, it can also be one of the most rewarding! There are many different mortgage options out there, and it can be tough to know which one is right for you.…
Read MoreReal Estate Market Trends: Factors That Impact Home Prices
What Factors Affect Real Estate Market Trends? Think the real estate market is a wild card? It’s not! Let’s unlock the secrets behind its ups and downs, so you can make confident moves, whether you’re a seasoned investor or a first-time buyer. The Money Game: Economic Factors Interest Rates: The Puppet Master of Affordability Interest…
Read MoreHow to Get the Lowest Mortgage Interest Rate
How to Get the Lowest Mortgage Interest Rate Shaving even a fraction of a percent off your mortgage interest rate can translate to substantial savings over time. Let’s explore how to make that happen! As an experienced mortgage broker and real estate investor, I’m here to guide you through the process. At Loans by Lozano,…
Read MoreCash-Out Refinance: Access Your Home Equity
What is a Cash-Out Refinance? Imagine transforming your home, consolidating debt, or funding a major expense – all without taking on a new loan. That’s the power of a cash-out refinance! It’s a smart way to leverage the equity you’ve built in your home to achieve your financial goals. How Does it Work? Think of…
Read MoreHow to Get a Mortgage with No Down Payment
How to Get a Mortgage with No Down Payment “Saving for a down payment feels like a never-ending uphill battle.” We get it. The dream of owning a home can feel distant when faced with the daunting task of saving a large down payment. But here’s the exciting news: You might be closer to owning…
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