Home Equity & Taxes: A Must-Read Before You Borrow

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Home Equity & Taxes: A Must-Read Before You Borrow

Tax form with house

Home Equity & Taxes: A Must-Read Before You Borrow What Are the Tax Implications of Accessing Home Equity? Need cash? Your home might be sitting on a goldmine! It’s like having a built-in piggy bank you can tap into when needed. This “piggy bank” is your home equity – the difference between your home’s current…

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When is the BEST Time to Buy a House?

When is the best time to buy  home

When is the Best Time to Buy a House? Ever felt like you’re on a real estate rollercoaster, trying to guess when prices will dip and swoop in for the deal of a century? You’re not alone! Many buyers get caught up trying to perfectly time the market, but sometimes, that “perfect” moment never seems…

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Home Equity ATM: Unlock the Cash Hidden in Your Home!

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How Can I Access My Home Equity? Your home is more than just a place to live – it’s a valuable financial asset that can help you achieve your dreams! Over time, as you make mortgage payments and your home’s value appreciates, you build equity. Think of it as a hidden savings account tied to…

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How to Refinance Your Mortgage: A Step-by-Step Guide

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Refinancing your mortgage can feel like navigating a maze, but with the right guide, it can be a pathway to financial freedom! It’s about taking charge of your biggest financial asset – your home – and making your mortgage work harder for you. Maybe you’ve heard whispers of lower monthly payments or dreamt of escaping…

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How Interest Rates Affect Mortgage Payments

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How Do Interest Rates Affect Mortgage Payments? Interest rates: those two little words can make a world of difference when you’re buying a home! As a real estate finance expert, I’m here to shed light on how interest rates impact your mortgage payments and empower you to make smart decisions. Whether you’re a first-time homebuyer…

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DSCR Loans: A Guide for Real Estate Investors

DSCR Loans

Unlocking Real Estate Investment with DSCR Loans It’s a common scenario: you’ve got the entrepreneurial spirit, the eye for a promising property, but your current income stream doesn’t quite fit the traditional lending mold. That’s where DSCR loans come in – a powerful tool for investors to leverage property cash flow instead of relying solely…

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How to Choose the Right Mortgage Loan | Expert Guide

How to Choose the Right Mortgage Loan

How do I choose the right mortgage loan for my needs? Buying a home or investment property is a big step! And choosing the right mortgage can feel like navigating a maze blindfolded. But don’t worry, I’m your guide! As an expert mortgage broker, I understand the challenges and anxieties that come with securing a…

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Refinance Now? The Ultimate Guide to Timing Your Refi!

Refinance

Homeowners who refinanced in 2022 saved an average of $170 per month! That’s a significant chunk of change that could be going towards your next vacation, a new car, or even just staying in your pocket. Refinancing your mortgage can be a powerful financial move, but timing is everything. It’s not just about getting a…

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Reverse Mortgages: 4 Truths You Need to Know

Reverse Mortgage

Tired of the conflicting opinions surrounding reverse mortgages? It’s time to get the real story. Reverse mortgages have been around for over 50 years, offering a unique financial tool for some homeowners. But they’re not right for everyone. Let’s dive into four key truths to help you cut through the noise and make informed decisions.…

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Licensing

NMLS# 1655101
CA DRE# 02069548

Endeavor Mortgage
NMLS#355050

Equal Housing Lender

Contact Us

Chenine Lozano - Endeavor Mortgage
13001 Seal Beach Blvd Suite 210
Seal Beach, CA 90740

Number:
(562) 620-7662