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Financing Your Home Renovation
Renovating your home is an exciting venture, yet figuring out the financing can be less thrilling, especially if you’re considering slapping the entire cost on your credit card. With interest rates soaring, there’s a smarter way to fund your dream kitchen makeover or that much-needed roof repair without falling into a debt trap. Cash is King,…
Read MoreDown Payment Assistance: Unlock Homeownership
Are you dreaming of owning a home but find the financial hurdle of a down payment daunting? You’re not alone. The California Housing Finance Agency (CalHFA) has been at the forefront with its Dream for All program, offering shared appreciation loans that have become a beacon of hope for first-time homebuyers. Due to its popularity,…
Read MoreHomebuyer Interest Ignited by Dip in Mortgage Rates
As a seasoned mortgage broker, I’ve been keeping a close eye on the trends, and I’m here to share some uplifting news: Mortgage rates have started to dip from their 2024 highs, and it seems like homebuyers are quickly taking note. According to recent data from the Mortgage Bankers Association (MBA), we’ve seen a significant…
Read MoreUS Housing Market Hits New Heights in 2023
In an extraordinary leap, the US housing market’s total value surged by 5.3% in 2023, reaching a staggering $47.5 trillion. The Midwest and Northeast led the charge, showcasing significant market gains. Amid this growth, the real estate community is buzzing with anticipation for Inman Connect Las Vegas, happening July 30-Aug. 1, 2024. This pivotal…
Read MoreNavigating Homebuying and Selling
Here to share how understanding today’s homebuying and selling can help you nail your real estate game in 2024. Who’s Buying and Selling? Zillow’s latest findings show most buyers now are young adults, possibly with pets, living mostly in the South or West. Sellers aren’t much different; they’re around 45, educated, and selling homes that…
Read MoreSky-High Homeowner Equity: A Billion-Dollar Leap
Hey there, here to break down some uplifting news for homeowners. Have you heard? Homeowner equity is reaching the stars, thanks to the recent climb in home prices. Let’s dive into what this means for you. The Big Boost A fresh report from CoreLogic has just rolled out, showing a huge win for homeowners.…
Read MoreSnag the Best Mortgage Rate!
Today, let’s chat about getting the best rate on your home loan. Trust me, finding a great rate is a big deal. It means saving lots of money every month and even more over your loan’s lifetime. Imagine you have a $400,000 loan. If you lower your interest rate from 7% to 6.5%, you could…
Read MoreUnlock Your Home’s Value:Is Cash-Out Refinancing Right for You?
Did you know that homes are worth a lot more these days? The National Association of REALTORS® says that the typical price for single-family homes went up by 16% from last year. That means if you’ve been in your house for a bit, you might be sitting on a treasure chest without even knowing it!…
Read MoreUnderstanding Mortgage Refinancing in Chapter 13 Bankruptcy: A Simple Guide
Are you in Chapter 13 bankruptcy and thinking about refinancing your home loan? It’s possible, but there are some important steps you need to know about. In this easy-to-understand guide, I will walk you through the process of refinancing your mortgage while in Chapter 13 bankruptcy, so you can make informed decisions about your financial…
Read MoreAgents, Focus on Your Strengths & Delegate the Rest
Today, I want to share some golden advice for my real estate agent friends about growing your business by doing what you do best and letting others handle the rest. Jill Biggs, who leads a whopping team of 61 agents and a bunch of support staff at the Jill Biggs Group with Coldwell Banker in…
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