Room for Everyone: Buying a Home That Fits a Multigenerational Family

buying a house with parents · multigenerational living · home with ADU

I’ve funded hundreds of home loans. I still made some of the classic first-time home buyer mistakes on my own house. I’m telling you that up front because most advice about buying a home comes from people who sound like they’ve never made a mistake. I have. And the mistakes I made are the same…

You did something generous. You put your name on someone else’s loan so they could get a home. Maybe it was your kid, a parent, a sibling. Now you’re ready to buy your own place, and someone told you that loan will hold you back. A lot of people hear that and stop there. They…

You’ve outgrown the house. You know it. Everyone in it knows it. But the moment you start thinking it through, you hit the same wall. You can’t buy the next house until this one sells. And you can’t sell this one until you know where you’re going. So you stay. Another year, then another.…

Almost every family I talk to about an ADU stops at the same place. Not zoning. Not permits. The money. They’ve looked it up. They’ve seen the estimates. And the assumption underneath every one of those conversations is that you save for years, pull from retirement, or borrow against the house you already own.…

Would you believe someone just bought a million-dollar home with about thirty thousand dollars down? Most people wouldn’t. Because most people are still doing the math on a number they picked up somewhere along the way and never questioned. If you think you need 20% down to buy a home in California, that belief…

How to Afford a House in the Long Beach Neighborhood You Actually Want You found the neighborhood. You can picture the walk to coffee, the school, the street you’d want to raise a family on. Then you look at the prices, and your stomach drops. Everything move-in ready is out of reach. So you…

Past, Present & Future: Long Beach’s Legacy, Lifestyle, and What’s Next Some cities are just a stop on the map—but Long Beach is a destination. Coastal, cultural, and constantly evolving, this city continues to balance its rich history with a forward-looking vision for the future. In our latest American Dream TV segment, hosts Chenine Lozano…

If you’ve been watching the headlines, you already know: the federal government is in shutdown mode. But what does that actually mean for buyers, sellers, refinances, and investors who are trying to move forward with real estate? The truth is, deals are still getting done. But depending on the loan type (or if you’re in…

When most people think about buying rental properties, they picture the monthly rent check covering the mortgage and putting extra cash in their pocket. And yes, cash flow matters—but here’s the truth: the real wealth in real estate often comes from places you don’t see on a spreadsheet at first glance. One of the…